BAJAJ FINSERV Personal Loan
At Bajaj Finserv, obtaining a personal loan is a seamless experience designed for your convenience. With a commitment to fast approval processes, Bajaj Finserv eliminates unnecessary paperwork, allowing you to complete your application quickly and effortlessly. This efficiency means you can access the funds you need without the usual hassles associated with traditional lending. Whether you’re looking to finance a home renovation, cover medical expenses, or manage unexpected costs, Bajaj Finserv ensures that you receive prompt service and timely disbursement of your loan, empowering you to meet your financial goals with ease.
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Required documents to Apply for BAJAJ FINSERV PERSONAL LOAN
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- Last 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
Customer Care Details
You can reach out to Bajaj Finserv India, if you have any queries or require assistance.
Email :- wecare@bajajfinserv.in |
About BAJAJ FINSERV Personal Loan
Gone are the days of enduring long waits and cumbersome paperwork to secure a loan. Bajaj Finserv revolutionizes the lending experience by providing rapid approval for personal loans with minimal documentation requirements. Self-employed individuals can benefit from instant personal loans, often receiving funds on the same day they apply. For salaried applicants, Bajaj Finserv offers competitive interest rates starting at just 13% p.a., with loan amounts available up to Rs 25 lakh and flexible repayment tenures of up to 5 years. With a diverse range of personal loan products tailored to various borrower needs, you can access loan amounts from Rs 1 lakh to Rs 35 lakh and choose tenures spanning from 1 to 7 years, making it easier than ever to achieve your financial aspirations.
Let us take an example, How EMI is being calculated
For instance, if “Rohan” applies for a personal loan of INR 1.5 Lacs and gets the loan sanctioned at a rate of 14% with a tenure of 36 months, his EMI would be INR 5,000. The total repayment amount over the 36-month period would be INR 1,80,000 (i.e., 5,000 EMI * 36 months), where the total interest amount is INR 30,000 and the principal repayment is INR 1,50,000. Additionally, a one-time processing fee of 2% of the disbursed amount + GST of the loan amount may apply. T&C apply.
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FAQ
Bajaj Finserv prioritizes user convenience by streamlining the loan application process, requiring minimal documentation and allowing applicants to complete the process online, eliminating long queues and paperwork.
Bajaj Finserv offers instant approvals, same-day disbursal for eligible applicants, and a wide range of loan amounts and tenures, making it a preferred choice for quick and flexible financing.
While a higher credit score increases your chances of approval, Bajaj Finserv also considers other factors, such as income stability and repayment capacity, giving borrowers with lower scores a chance to qualify.
Bajaj Finserv personal loans can be utilized for various purposes, including home renovations, medical emergencies, education fees, travel expenses, and debt consolidation, offering flexibility to meet your financial needs.
Bajaj Finserv aims for quick disbursal, often providing funds on the same day your loan is approved, allowing you to access your finances without unnecessary delays.
Yes, existing customers may benefit from loyalty programs, preferential interest rates, and faster processing times for subsequent loan applications, enhancing the overall borrowing experience.
Bajaj Finserv has a structured approach to missed payments, which may include late fees and a potential impact on your credit score. It’s best to communicate with their customer service for options to manage missed payments.
Bajaj Finserv allows borrowers to prepay their personal loans, but it’s essential to check the specific terms of your loan agreement regarding any applicable prepayment fees.
Bajaj Finserv provides a suite of financial products, including insurance options, fixed deposits, and mutual funds, enabling customers to manage their finances comprehensively.
Bajaj Finserv places a strong emphasis on customer support, offering dedicated relationship managers, 24/7 customer service, and informative resources to guide borrowers throughout their loan journey.
