TATA CAPITAL Personal Loan
At Tata Capital, personal loans are designed with a deep understanding of your unique financial needs. Offering competitive interest rates, these loans provide you with the flexibility to choose repayment tenures that align perfectly with your budget and financial goals. Whether you’re looking to fund a dream vacation, manage unexpected medical expenses, or consolidate debt, Tata Capital ensures a hassle-free application process and quick disbursement, allowing you to access the funds you need when you need them. With personalized support throughout your journey, Tata Capital is committed to helping you achieve your aspirations with confidence.
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Here are a few factors
Required documents to Apply for TATA CAPITAL PERSONAL LOAN
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- Last 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
Customer Care Details
You can reach out to Tata Capital, if you have any queries or require assistance.
Email :- customercare@tatacapital.com |
About TATA CAPITAL Personal Loan
At Tata Capital, personal loans are tailored to meet your specific financial needs. With attractive interest rates and customizable repayment options, obtaining a personal loan has never been more straightforward. Whether you’re seeking funds for a business venture, educational pursuits, or home renovations, Tata Capital provides a variety of loan amounts designed for every occasion. The process is swift and user-friendly, ensuring you get the financial support you need without unnecessary delays. Especially favored by budget-conscious salaried professionals for everyday expenses, home upgrades, medical emergencies, and other significant or minor financial needs, Tata Capital stands out for its commitment to delivering accessible and affordable financing solutions.
Let us take an example, How EMI is being calculated
For instance, if “Rohan” applies for a personal loan of INR 1.5 Lacs and gets the loan sanctioned at a rate of 14% with a tenure of 36 months, his EMI would be INR 5,000. The total repayment amount over the 36-month period would be INR 1,80,000 (i.e., 5,000 EMI * 36 months), where the total interest amount is INR 30,000 and the principal repayment is INR 1,50,000. Additionally, a one-time processing fee of 2% of the disbursed amount + GST of the loan amount may apply. T&C apply.
Ask Us Anything
FAQ
Tata Capital personal loans stand out due to their personalized approach, competitive interest rates, flexible repayment tenures, and a streamlined application process designed to cater to individual financial needs.
Yes, Tata Capital offers a fully online application process, allowing you to apply for a personal loan from the comfort of your home, with instant approval and quick disbursement options available.
Eligibility is determined by several factors, including your credit score, income level, employment stability, and existing financial obligations, ensuring a thorough assessment of your repayment capacity.
Once your application is approved, Tata Capital aims to disburse the funds within a few hours to a couple of days, depending on the documentation provided and the loan amount.
Tata Capital offers flexibility in repayment, allowing you to prepay your loan without penalties, enabling you to save on interest costs if you choose to settle your loan early.
Absolutely! Tata Capital welcomes applications from self-employed individuals, provided they meet the necessary eligibility criteria, which include proof of income and financial stability.
Tata Capital personal loans are versatile and can be used for a variety of purposes, such as funding education, medical expenses, home renovations, or consolidating debt, giving you the freedom to utilize the funds as needed.
The documentation typically includes proof of identity, address proof, income statements (like salary slips or bank statements), and any other relevant financial documents, making the application process straightforward.
Yes, Tata Capital provides optional insurance plans that can be bundled with personal loans to cover unforeseen circumstances, offering peace of mind during the repayment period.
How does Tata Capital support customers throughout the loan tenure?
Tata Capital emphasizes customer service and offers ongoing support through dedicated relationship managers, ensuring you receive assistance for any inquiries or challenges throughout the duration of your loan.
