Werize Personal Loan
We Rize is a cutting-edge digital lender that offers salaried employees effortless access to tailored unsecured personal loans. Our innovative approach eliminates the need for collateral, making it easier than ever for individuals to secure the financial support they need. With a focus on customization, we ensure that each loan solution aligns with our clients’ unique circumstances, empowering them to achieve their financial goals with confidence.
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Required documents to Apply for Werize PERSONAL LOAN
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- Last 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
What Makes Us the Best Choice for Personal Loan?
Faster and Accurate Delivery
No-Geographical Limitations
Customized Repayment Options
No Collateral Required
No Hidden Charges
No paperwork
About WERIZE Personal Loan
We Rize revolutionizes the lending landscape for salaried employees by offering a seamless way to obtain unsecured personal loans. Unlike traditional banks and NBFCs, which often impose stringent collateral requirements, we prioritize your financial freedom by providing customized loan solutions tailored to your specific needs. Our commitment to affordability means that you can enjoy competitive interest rates without sacrificing quality service. Whether you’re looking to consolidate debt, fund a personal project, or manage unexpected expenses, We Rize empowers you to take charge of your finances without the burden of securing your loan against assets.
In a market where lower tax bracket individuals often face challenges accessing credit, We Rize stands out as a trustworthy partner in your financial journey. We understand the unique circumstances of salaried employees and strive to create a hassle-free borrowing experience that saves you time and effort.
Our user-friendly digital platform ensures that applying for a loan is straightforward, allowing you to focus on what truly matters—achieving your financial goals.
Let us take an example, How EMI is being calculated
For instance, if “Rohan” applies for a personal loan of INR 1.5 Lacs and gets the loan sanctioned at a rate of 14% with a tenure of 36 months, his EMI would be INR 5,000. The total repayment amount over the 36-month period would be INR 1,80,000 (i.e., 5,000 EMI * 36 months), where the total interest amount is INR 30,000 and the principal repayment is INR 1,50,000. Additionally, a one-time processing fee of 2% of the disbursed amount + GST of the loan amount may apply. T&C apply.
Ask Us Anything
FAQ
The loan amount you qualify for with We Rize is based on several factors, including your salary, credit profile, employment stability, and repayment capacity. We customize the loan to match your financial needs and situation, ensuring a manageable repayment structure.
We Rize offers flexible repayment terms, allowing you to repay your loan over a period of up to 60 months (5 years). This ensures that you have ample time to comfortably manage your monthly payments based on your financial situation.
Your Equated Monthly Installments (EMIs) are calculated based on the loan amount, interest rate, and repayment tenure you select. Our transparent process ensures that you know exactly what you’ll pay each month, with no hidden fees or surprises. You can use our EMI calculator on the website to get an estimate.
Once you submit your application, We Rize processes it swiftly, with most approvals being completed within 24 to 48 hours. We aim to provide a hassle-free and fast loan approval process, ensuring you get the funds you need without unnecessary delays.
After your loan is approved, the amount will be directly credited to your bank account, making the process convenient and straightforward. You’ll receive the funds quickly, allowing you to use them for any financial needs right away.
To qualify for a We Rize personal loan, you must be a salaried employee with a stable income, meet the minimum age requirement of 21 years, and have a satisfactory credit score. We also evaluate your overall financial health and repayment ability before approving the loan.
Yes, We Rize allows you to prepay or foreclose your personal loan at any time. While there might be a nominal prepayment charge, this option helps you save on interest costs by settling the loan before the end of the tenure.
No, We Rize operates with complete transparency. There are no hidden charges in our personal loans. All applicable fees, such as processing charges and interest rates, are clearly communicated upfront during the loan application process.
You can easily track your loan application status via the We Rize app or website. Once you log in, you will find real-time updates on your application and can see where it stands in the approval process.
Yes, We Rize personal loans are designed to be versatile and can be used for any personal or financial need. Whether it’s consolidating debt, paying for medical expenses, making home improvements, or funding a vacation, the choice is entirely yours.
