PERSONAL LOAN
At Capi5, our personal loans are designed to provide you with the financial freedom you need, whether it’s for unexpected expenses, home improvements, or any planned purchases. With competitive interest rates, a fast approval process, and flexible repayment terms, we ensure you get the funds quickly and conveniently. Our personalized approach ensures that the loan is tailored to your needs, making it easier to manage your finances and fulfill your goals. Let Capi5 help you take control of your financial future with ease and confidence.
- Fast
- Flexible
- Affordable
- Convenient
- Personalized
- Secure
R.O.I
18% – 22%
(Reducing Per Annum)
Processing Fees
2% – 5%
Loan Amount
50.00 k – 10.00 Lacs
Cibil Score
700
R.O.I
15% – 22%
(Flat Per Annum)
Processing Fees
3% – 5%
Loan Amount
30.00 k – 5.00 Lacs
Cibil Score
650
R.O.I
10.49% – 22%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1.00 Lacs – 40.00 Lacs
Cibil Score
700
R.O.I
16% – 33%
(Reducing Per Annum)
Processing Fees
1% – 5%
Loan Amount
50.00 k – 10.00 Lacs
Cibil Score
650
R.O.I
12% – 28%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1.00 lac – 50.00 Lacs
Cibil Score
650
R.O.I
16.95% – 30%
(Reducing Per Annum)
Processing Fees
1% – 5%
Loan Amount
50.00 k – 10.00 Lacs
Cibil Score
700
R.O.I
9.5% – 16%
(Reducing Per Annum)
Processing Fees
1% – 5%
Loan Amount
50.00 k – 10.00 Lacs
Cibil Score
700
R.O.I
10.5% – 14.25%
(Reducing Per Annum)
Processing Fees
0.75% – 2%
Loan Amount
75.00 k – 25.00 Lacs
Cibil Score
720
R.O.I
13.5% – 15%
(Reducing Per Annum)
Processing Fees
0.5% – 1.5%
Loan Amount
1 lac – 35.00 Lacs
Cibil Score
685
R.O.I
11.15% – 16.25%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1 lac – 40.00 Lacs
Cibil Score
690
R.O.I
10.5% – 15%
(Reducing Per Annum)
Processing Fees
0.5% – 1.5%
Loan Amount
1 lac – 1.00 cr
Cibil Score
700
R.O.I
10.25% – 16%
(Reducing Per Annum)
Processing Fees
0.5% – 1.5%
Loan Amount
1 lac – 1.00 cr
Cibil Score
700
R.O.I
10.75% – 22%
(Reducing Per Annum)
Processing Fees
0.75% – 2.5%
Loan Amount
1 lac – 50.00 lacs
Cibil Score
705
R.O.I
11.15% – 16.25%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1 lac – 40.00 Lacs
Cibil Score
690
R.O.I
14% – 22%
(Reducing Per Annum)
Processing Fees
1% – 3%
Loan Amount
1 lac – 35.00 Lacs
Cibil Score
675
R.O.I
13% – 16%
(Reducing Per Annum)
Processing Fees
1% – 3%
Loan Amount
1 lac – 25.00 Lacs
Cibil Score
680
R.O.I
12% – 28%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1 lac – 50.00 Lacs
Cibil Score
650
R.O.I
12% – 28%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1 lac – 50.00 Lacs
Cibil Score
650
R.O.I
12% – 28%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1 lac – 50.00 Lacs
Cibil Score
650
R.O.I
12% – 28%
(Reducing Per Annum)
Processing Fees
1% – 4%
Loan Amount
1 lac – 50.00 Lacs
Cibil Score
650
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.Feel free to use our Equipment Finance Calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.
Features & Benefits
Capi5’s personal loans offer a range of features and benefits designed to meet your financial needs with ease. Our fast approval process ensures you get access to funds quickly, so you can address urgent expenses or make important purchases without delay. We provide flexible repayment terms, allowing you to choose a plan that fits comfortably within your budget. With competitive interest rates, you’ll enjoy affordable borrowing costs, making our personal loans both economical and manageable. Plus, our minimal documentation requirement simplifies the application process, so you can secure your loan with less hassle and more convenience.
Fast Approval
Get quick access to funds with a streamlined application and approval process, minimizing wait times.
Flexible Repayment Terms
Choose from a range of repayment options to suit your budget, making it easier to manage your loan.
Affordable Interest Rates
Benefit from competitive rates that help reduce your overall borrowing costs.
Minimal Documentation
Enjoy a simplified application process with fewer paperwork requirements, making it faster and easier to get your loan.
Get fast and easy access to the perfect loan solution with Capi5!
Ask Us Anything
FAQ
Capi5 offers a variety of personal loans, including unsecured loans for emergencies, debt consolidation loans, and loans for major expenses such as weddings or travel.
Capi5 prides itself on its quick approval process, often providing loan approvals within hours of submitting your application and required documents.
No, personal loans from Capi5 are unsecured, meaning you do not need to provide any collateral or security to apply.
You can borrow up to Rs. 5 lakh with a personal loan from Capi5, depending on your income and creditworthiness.
You can use your personal loan for various purposes, including medical expenses, home renovations, educational costs, travel, or consolidating existing debts.
To apply, you typically need to provide proof of identity, income documentation (such as salary slips or tax returns), and bank statements for the last few months.
Capi5 offers flexible repayment tenures ranging from 6 months to 5 years, allowing you to choose a plan that fits your financial situation.
Yes, Capi5 allows you to make prepayments and foreclosures on your personal loan, often with no additional charges, enabling you to save on interest costs.
Capi5 assesses your loan eligibility based on factors such as your income, credit score, employment stability, and overall financial health.
Capi5 provides ongoing customer support, including assistance with managing your loan, accessing repayment options, and guidance for any financial challenges you may encounter.